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Canada Mortgage News

Ask the mortgage expert: What a U.S. Fed rate hike could imply for Canadian mortgage rates Steve Garganis
Real Estate, Interest Rates, and Market Reality: Why It’s Time to Take a Deep Breath Steve Garganis
Ask the mortgage expert: Is now a good time to buy a cottage in Canada? (2026) Steve Garganis
Mortgage Expert alert: Why Canadian housing seems unaffordable in 2026: A 35-year real estate disconnect Steve Garganis
The Wake-Up Call: What a Carney Majority Actually Means for You Steve Garganis
Part 2: Beating the Math: How Buyers Can Win in a Broken Mortgage Market Steve Garganis
Part 1: Beating the Math: Why Politicians Are Failing Homebuyers and What you can do. Steve Garganis

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HVR Financial

HVR Financial Inc is an Ontario and British Columbia Based FSRA/BCFSA regulated Mortgage Brokerage firm, dedicated to working with the general public to provide mortgage financing services. Our main activity is in the residential real estate sector working with first time home buyers and those individuals who do not qualify at the big six banks. As we wok with a multiple of lenders, we arrange and provide funds by sourcing alternative lenders who are competitive in rates and fees to fulfil our client’s needs.

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Contact Us

+1.888.487.0530
647.812.5020
905.604.0544
info@hvrfinancial.ca

Head Office

8920-204 Woodbine Ave.
Markham, ON L3R 9W9

Opening Hours

Mon-Sat 10:00 - 6:00
Sunday Closed

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